About Fluvia
We’re the last mile between the dollar and the people who earn it.
The story of the river
Fluvia was founded in 2021 by Diego Arévalo, an ex-payments ops lead who got tired of watching cross-border money sit in someone else’s pipeline. He spent years inside a payments company watching freelancers wait 4–6 business days for a wire — minus $30–60 in correspondent-bank and FX fees — and decided the dollar should move like the internet does.
The name comes from fluvius, the Latin word for river. Money should flow, not crawl. After the cripto-invierno of 2022–23 thinned the industry out, Diego rebuilt the whole operation himself — the platform you’re reading this on is that rebuild. No giant engineering org, no venture-fueled burn. Just a small team in Mexico City shipping the last mile of the stablecoin economy.
And yes — ask Diego about the Monero rabbit hole sometime. He keeps a soft spot for the privacy rails, which is why Fluvia still accepts XMR alongside USDC and USDT. 🌊
Settle in minutes
Speed isn't a feature, it's the whole point. If a block can finalize in seconds, so can your paycheck.
Your keys, your coins
Custody is opt-in. The non-custodial route is a first-class product, not a checkbox.
Small but serious
Treasury in MPC + multisig cold storage. No leverage, no yield-chasing, no games with client funds.
Our path so far
Founded in Mexico City
Fluvia starts as a two-person desk — Telegram, a shared spreadsheet of balances, and one patient OTC partner. The pitch was simple: dollars shouldn't take a week to cross a border.
The crypto winter
No round, no big team — just Diego and one ops person keeping the desks running while everyone else left the industry. The rails kept moving.
Building the real platform
Diego sits down and rebuilds the whole manual operation as software. The result is the platform you're using today — built by a founder who still answers support tickets himself.
The last mile
48,000+ freelancers and small teams settle on Fluvia every month. Still small, still independent, still in Mexico City. The river keeps flowing.
“I didn’t build Fluvia because I love technology. I built it because I watched too many people get paid two weeks late for work they already finished. The tech is just the excuse.”
The team
Want in on the river?
Get paid in dollars. Settle in minutes.