Pricing
Pricing that scales with your invoices
Flat, published rates. What you see is what you pay — no “market spread” magic, no surprise deductions. 💸
Fee schedule
| Service | Fee |
|---|---|
| On-ramp (fiat → USDC/USDT) | 0.5% |
| Stablecoin conversion | 0.1% |
| Payout to local bank | flat |
| Monero rail (no KYC) | 0.4% |
Fluvia vs. the bank pipeline
Same invoice, two very different weeks. The dollar already moves at the speed of a block — your bank just hasn’t noticed.
| FLUVIAStablecoin rail | SWIFT / bank wire | |
|---|---|---|
| Settlement time | ~90 seconds | 1–5 business days |
| Cost per transfer | cents to $1 | $15–50 + FX spread |
| Finality | on-chain, irrevocable | reversible, hold-prone |
| Bank hours | none — runs 24/7 | 9am–4pm, Mon–Fri |
| Correspondent banks | zero | 2–4 in the middle |
Plans
Starter
For the first invoice.
$0/mo
- 1% + $0.50 per payout
- USDC/USDT on-chain
- Off-ramp in MX/AR/CO
Most popular
Pro
For freelancers who live off invoices.
$19/mo
- 0.75% + $0.25 payouts
- Priority settlement (~90s)
- Multi-chain wallets
- Self-custody option
Business
For teams & exporters.
Custom/mo
- Volume pricing
- API access
- Dedicated treasury (MPC + multisig)
- Travel-rule reporting
Every tier: flat published rates, no hidden spread. Cancel anytime. 💸